Articles in Home | Finance | Mortgages

  • National Expert Spills Guts With Valuable Secrets of Foreclosure. Free and Easy Foreclosure Tips.  By : Clint Cohen
    Free and Easy Foreclosure Tips. Know the Real Truth about Foreclosures and what the lenders do not want you to know. A nationally renowned expert spills his guts and exposes what has been a closely guarded secret for far too long, and he reveals the honest truth of successfully beating the lenders and winning over the foreclosure action every time. You will also learn many valuable tricks and tips from a secret underground guru that works magic every time and for every challenging real estate situation, most of these have never been revealed publicly before. He has cracked the foreclosure code and for a limit time any homeowner that is facing foreclosure will have all the answers and be able to solve this mystery and successfully be able to save their home.
  • Why You Should Consider an Adverse Remortgage  By : Ti Grant Eckert
    There are many reasons to consider an adverse remortgage, particularly if you have a variable rate adjustable rate mortgage (ARM) that is getting close to a scheduled adjustment. Many individuals who borrowed money to purchase a home under the sub-prime lending market have mortgage loans with very unfavorable terms.
  • The Mortgage Forgiveness Debt Relief Act of 2007-what you need to know  By : Ti Grant Eckert
    "When the country runs out of money", legendary comedian W.C. Fields once told a reporter, "then we'll just have to print some more". If things were really that simple, tax season would become a greater celebration than Christmas, Halloween and The Super Bowl all wrapped into one. The current financial state of the US, however, looks pretty grim for all tax payers, and particularly homes and owners who have been fighting the blunt of it these past few years.
  • The Current Status of Jumbo Loans  By : Ti Grant Eckert
    Are you thinking about purchasing a house that costs more than $400,000? Unless you are planning to make a significant cash down payment on your new home, it is likely that you will need to apply for a jumbo loan. A jumbo loan is simply a home loan for property in the continental United States that exceeds $417,000, whether the funds are used to purchase a new home or to refinance an existing mortgage.
  • Refinancing Your Home Mortgage Following Bankruptcy  By : Ti Craig Elliott
    Bankruptcy is the last step for most people who are undergoing tough financial times. Many people fear that by declaring bankruptcy they will ruin their credit for the rest of their lives, but they find that they are able to begin rebuilding credit immediately after the bankruptcy becomes final.
  • How to Find the Best Mortgage Protection  By : Ti Craig Elliott
    Once you have decided to protect your family's future by purchasing mortgage protection coverage, the next thing you will have to do is find the best mortgage protection insurance policy for your needs. There are many different mortgage protection choices, with widely varying premiums and benefits. Before you select a mortgage protection policy, be sure to thoroughly research each option available to you.
  • An Introduction to Mortgage Protection Insurance  By : Ti Craig Elliott
    Purchasing a home is a major expense that requires a significant and long term financial commitment. When you initially apply for a mortgage, you are approved for loan funding based on your financial status at the time of application. Most people do not expect that their financial situations will get worse over time, but in some cases that is exactly what happens.
  • A Summary of Mortgage Fees  By : Ti Craig Elliott
    Most people focus on the current mortgage interest rates when shopping for a home loan. Interest rates are certainly important, but they do not represent the only significant expense associated with financing a home. When you are making plans to purchase a new home, it is important to consider the big picture of all the fees associated with getting a mortgage, rather than focusing solely on interest rates.
  • Where To Get The Best Mortgage Advice  By : Irish Mortgage Brokers
    Getting a mortgage is a big financial commitment. It can help you ease your financial burden; however, it can also leave you broke. This is the reason why you need to get all relevant mortgage advice prior to getting one.
  • How to Lower your Mortgage Interest Rate  By : Grant Eckert
    Even if you have a relatively low interest rate on your mortgage, the amount that you'll pay in interest on your loan over the entire course of your repayment can be quite significant.
  • How Late Mortgage Payments Affect Your Credit  By : Grant Eckert
    Everyone knows that it's important that you make your mortgage payments on time, since late or missed payments can result in your mortgage lender increasing interest rates or even foreclosing on your property. There is another danger involved in missing payments or sending them in significantly late, however; too many late or missed mortgage payments can have a significant negative influence on your credit rating.
  • An Introduction to Equity Release Mortgages  By : Grant Eckert
    The equity release mortgage (also known as a lifetime mortgage or a reverse mortgage) is becoming an increasingly popular method by which seniors can tap into the equity in their homes, providing them with cash in the form of a lump sum or supplementary income.
  • How a Mortgage Accelerated Loan Program Works  By : Craig Elliott
    If you want to own your home free and clear and you know that you are years away from being able to do it, then you should check out a mortgage accelerated ownership program. These programs will help you to pay off your mortgage faster by adding one interest free monthly payment to the premium to your payments each year. This one payment can really add up, especially since the payment goes entirely to your principal and not to the interest on your mortgage account.
  • A Quick Guide to Mortgage Protection Insurance  By : Craig Elliott
    Mortgage protection insurance is a form of insurance that has become more popular in recent years. This insurance can cover injury, illness, and even death, and helps to make sure that you and your family won't fall behind on mortgage payments should the unexpected happen.
  • A Brief Explanation of Mortgage Fees  By : Craig Elliott
    In addition to the loan itself, your mortgage has a number of fees associated with origination of the loan, as well as some ongoing costs. Some of these are payable in advance, and others must be paid when you close on the property. In general, these costs typically total between three and five percent of the value of the property you're buying.
  • Choosing a Mortgage: Adjustable Rate vs. Fixed Rate  By : Arthur York
    What type of mortgage to choose is a very important question when buying a house. Will it be more appropriate to choose an adjustable rate mortgage (ARM) or a fixed rate mortgage?
  • Tips on Finding a Mortgage with Bad Credit Score  By : Arthur York
    Bad credit score is not an uncommon thing. The question is, can you actually qualify for a mortgage if you have a bad credit? The simple answer is: yes, you can!
  • Searching for a Suitable Mortgage: a Broker or a Lender?  By : Arthur York
    Finding a suitable mortgage is the crucial point in the process of purchasing your home, because the terms of the mortgage actually determine what home you will be able to afford…
  • Advantages and Disadvantages of a Balloon Mortgage  By : Arthur York
    There are a lot of home mortgage options available today, and it is important to be aware of them all in order to choose the one most suitable for you.
  • Co-Signing a Mortgage for Your Child  By : Arthur York
    When your child decides that the time has come for him or her to buy a home of his/her own, should you assist by co-signing the home mortgage?
  • Pre-Payment of Home Mortgages: to Be or not to Be?  By : Arthur York
    If your current financial situation allows you to repay you mortgage early, why not go for it?
  • Cons and Pros of Interest-Only Mortgages  By : Arthur York
    The concept of interest-only mortgages has emerged not so long a go, but it is becoming increasingly popular as a method of financing homes…

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